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Vacation Home Financing

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Vacation Home Financing and Mortgage
Pre-Approval


Charleston Lake Bayview Cottages

Obtain the Best Rates & Lowest Closing Costs

Vacation Home Financing-If you are ready to purchase a vacation home or cottage, doesn't it makes sense to negotiate from the strongest possible position you can obtain?

The vast majority of waterfront purchasers put themselves at a disadvantage by not completing certain steps prior to the offer being submitted.

Look at this from the Seller's perspective.

If you had an offer on your waterfront property would you prefer to accept an offer with financing approval or the one that was conditional on financing?

Why then, do so many buyers wait to start the financing process until after they have found the property of their dreams?

Buyers ready to purchase are usually very good, qualified buyers and are not worried about getting approved. Even though they usually are correct and will ultimately be Approved, the Seller in most cases has no guarantees.

From a negotiation standpoint also, a cottage just came on the market and you are competing with other buyers due to the fantastic nature of the property. Wouldn't you rather be in the strongest position for negotiations?

From a the perspective of cost savings...

As a purchaser, starting your research early on cottage or waterfront home financing allows you to have a firm handle on interest rates and closing costs. Completing this prior to finding a waterfront home or cottage, you are not under any time constraints and are less likely to over pay like a buyer who has found a property and is under time constraints.

If you decide that you wish to take advantage of Pre-Approval, simply complete the section on the Cottage Search questionnaire.

Your information will be forwarded to a preferred mortgage professional who can assist you in locating the absolute best mortgage rate and lowest closing costs possible.

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